My friend is taking out a loan for an apartment. They've been offered a product comparison with 8 options. In all cases the loan amount and term is the same but aspects like the interest rate, repayments schedule, other fees are different. What should my friend be looking out for in choosing a loan? is there any reason not to pick the lender with the lowest total loan cost (ING)?
What it says on the label.
I'm overseas Chinese, English native speaker, citizen and raised in a Western country, looking for a job in China. I'm happy to work part time and to go to smaller cities or even rural areas. Mainly I want to explore China for a bit and immerse myself in Mandarin so I am forced to learn.
I have several years university teaching experience (not English), two Bachelors degrees and substantial publication credits/ freelance writing experience.
I've been applying for about a month. Recruiters initially seemed enthusiastic but lost interest after learning I am Chinese ethnicity.
Does anyone have tips on how and if it's possible to get around this?
I started to see the horrendous discard from uBPDx as a gift of good fortune.
It would never have gotten better and only worse.
At best, it would have become my full time job caring for him and the pendulum swings of his mood, being defined more and more as a 'horrible' and 'cruel' person for not being available to his every whim.
I would have gotten more and more estranged from my own values and things that I love.
I'm lucky to be free.