u/Queasy-Dimension296

Long story short i want out. The reps i know are all in their 20s and dont know a thing other than what theyre fed and even worse theyre all inconsistent and absolutely impossible to get a hold of through the company itself (ivari). Ive been ghosted by 4 of them including the one that signed me up in the first place, and the last 2 i met through instagram... Im only paying 40 a month yes, but part of me just wants to take the 4k (after surrender charge) and go spend that on my credit card balance and get insurance somewhere else. I dont know what im doing in this realm - which is the exact situation i was in when i signed up during my 3rd yr of university. Would love some perspective