This is my 4 year old Misha My son came to visit last week and he says she is crossed-eyed. He said the same thing last year when he saw her, but I kind of blew them off and then he was very insistent this year. I do think in at least one of those pictures. They look a little off, but I wanted some other opinions.
She does this every morning when I say I’m going to work!
If you know, You know! :)
So back in February the pet insurance company I had dropped all their clients because they lost their carrier. I was paying $110 a month for $20k accident & illness. $100 deductible & 20% co-insurance. She turned 3 years old 12/31/2025
I switched to Lemonade. $86 a month. Today we went in for her yearly wellness & vaccinations.
Sticker shocked! $416!!! (That includes 1 year of Proheart heart worm injection instead of monthly pills $216.70). I decided to check her policy to see how much the wellness plan was to add-on and if it was worth it. I was surprised to see that I apparently already had it! Totally forgot! And at only $86 a month I didn’t remember it being included. $100 Deductible up to 50k in accident $ Illness and only 10% in co-insurance!
After my deductible and co-insurance they paid $269.70 (literally wired the funds to my bank account immediately after I submitted the claim which took all of 5 minutes to file! Needless to say, I’m a happy camper!
I say all this because if you don’t have insurance and or have insurance with no pre-existing conditions, You might want to check them out!
there are usually two separate tax events with staking rewards in the U.S., and people often confuse them.
1. When staking rewards are received
The IRS generally treats staking rewards as ordinary income at the fair market value when you gain control of them.
Example:
You stake 10 SOL
Over the year you earn 1 SOL in rewards
That 1 SOL was worth $150 when received
You would generally report:
$150 of ordinary income
That $150 also becomes your cost basis for that rewarded SOL.
2. When you later sell the rewarded crypto
Now capital gains rules apply.
Example:
You later sell that 1 SOL for $220
Your capital gain is:
Sale price: $220
Basis: $150
Capital gain: $70
So you are not taxed twice on the same amount.
You already paid income tax on the $150 value when earned, and then only the additional appreciation ($70) is taxed as a capital gain.
Important distinction
If the staking rewards go down before selling:
Example:
Reward worth $150 when received
Later sold for $100
Then:
You still had $150 of ordinary income initially
But now you have a $50 capital loss
Short-term vs long-term capital gains
After rewards are received:
Holding less than 1 year before selling → usually short-term gains
Holding more than 1 year → usually long-term gains (typically lower tax rates)
The holding period usually starts when you receive/control the staking reward.
One thing people dislike about staking taxes
A common frustration is:
You can owe income tax on rewards even if you never sold them
If the crypto crashes afterward, you may owe taxes on value you no longer have
That’s why many stakers track rewards carefully and sometimes set aside part of the rewards for taxes.
For current IRS guidance and reporting details, the main reference is IRS Digital Assets Guidance and Form 1040 crypto reporting instructions.