Missed the RE Part but I've reached FI. Wife isn't ready to stop.
I've been following this sub for a long time. For context, I also grew up poor as in food scarcity poor. My wife was lower middle class. So some monetary anxiety factors in here. Additionally, I've had a rough go of health over the past 25 years. 3 spinal fusions, 3 shoulder surgeries. Testicular tumor. Brain tumor.
Both 52. $6.7M net worth. Breakdown:
Currently in high COLA because of jobs but kids are out of college and flexible to move.
11k monthly expenses but we'd likely scale back a little.
850k combined annual earning. Also roughly150k per year in equity grants in a late stage VC IT company.
650K home equity. $250k remaining on 15y mortgage (8y remaining) at 2.5%
$2.2m in IRAs
$2.1 investment accounts.
$1.7 in 401ks
About 90k cash on hand.
Fire calculators say we have a 95% chance of hitting our retirement goals, even if we live to 92, and probably leaving life changing money to our kids
I think we're good. Maybe beyond good. I'm ready to be done, wife says she's not ready to retire. I'm ready amd worried that I'll be restricted in my travel abilities early because of orthopedic issues.
Any advice on how to help your spouse accept that we can retire and we will be okay?