u/Real-Currency-3956

Hi
Interested to know how people split their portfolio between the above types of account.
After maxing out an ISA and investing more via the GIA, do people tend to buy into the same stocks or ETF’s that are in their ISA account, and for the same proportions? (For instance my ISA is 75% all world ETF and 25% individual stocks, so potentially may simply match that split in the GIA ).

Or do people use stock ISA and GIA in different ways? Eg higher proportion of ‘safer’ ETF in GIA and more speculative individual stocks in ISA? Or different types of stocks in each account etc?

Also if I am able to max out my ISA in April of every year is there any difference in doing this via bed & ISA from GIA or simply buying the same stocks etc in the ISA that are in the in the GIA
Thanks in advance

Hi
Interested to know how people split their portfolio between the above types of account.
After maxing out an ISA and investing more via the invest account, do people tend to buy into the same stocks or ETF’s that are in their ISA account, and for the same proportions? (For instance my ISA is 75% all world ETF and 25% individual stocks, so potentially may simply match that split in the invest account ).

Or do people use stock ISA and investing account in different ways? Eg higher proportion of ‘safer’ ETF in invest account and more speculative individual stocks in ISA? Or different types of stocks in each account etc?

Also if I am able to max out my ISA in April of every year is there any difference in doing this via bed & ISA from invest account or simply buying the same stocks etc in the ISA that are in the invest account?

Thanks in advance