u/Responsible-Funny806

Rather than just post a bunch of Wealthsimple screenshots, I decided to write it out (new account so this is not linked to my main):

About me:

• Medium COL city in BC
• 33 M
• Base income $120,000 (plus endless OT available, shift differential, holiday pay, etc.)
• Federal Government pension
• Renting ($1970/mo); Previously owned a condo, sold it late 2025 and made $45,000 profit after owning it from 2021-2025
• Zero debt (aside from monthly credit card bill that never carries a balance, and below Margin investing); Paid off 2019 Toyota Rav 4

Now the numbers. I use Wealthsimple as my primary financial institute, have brick/mortar bank available too. All numbers as of July 05, 2026 at 09:30 PST

• Spend: $7,172.45

• Invest: $489,816.60

#Breaking down Invest:

###Trading: $240,537.16

ETF account: $239,313.94

• XEQT (2,725 shares): $123,883.89
• XTR (7,064 shares): $87,595.80
• HYLD (1,733 shares): $27,834.26
• Recently completely redid my portfolio to slim it down to these three ETFs.
• I do a 70/20/10 split in the above order. Shares are rounded down to nearest whole.

Margin account: +$1,223.22

• XEQT (1,006 shares): Total is $45,739.62; then minus the $44,516.40 of margin lending to get the above net gain
• Only started this margin account within the last few weeks

###Wealthsimple Managed Portfolio: $249,279.43

TFSA: $161,206.97

• +24.86% all time
• WS risk level 7/10
• Growth portfolio
• Classic theme
• Management fee 0.4%
• Maxed out, each year's allowable room used each year

RRSP: $87,436.87

• +24.13% all time
• WS risk level 10/10
• Growth portfolio
• Classic theme
• Management fee 0.4%
• Maxed out, each year's allowable room used each year

I was previously with Investors Group for TFSA/RRSP, since that's what my parents did and I just followed suit. It wasn't until November 2024 that I moved all over to Wealthsimple and used their Managed Portfolios for TFSA/RRSP. So I have been with WS since then.

Rather than just post a bunch of Wealthsimple screenshots, I decided to write it out (new account so this is not linked to my main):

About me:

• Medium COL city in BC
• 33 M
• Base income $120,000 (plus endless OT available, shift differential, holiday pay, etc.)
• Federal Government pension
• Renting ($1970/mo); Previously owned a condo, sold it late 2025 and made $45,000 profit after owning it from 2021-2025
• Zero debt (aside from monthly credit card bill that never carries a balance, and below Margin investing); Paid off 2019 Toyota Rav 4

Now the numbers. I use Wealthsimple as my primary financial institute, have brick/mortar bank available too. All numbers as of July 05, 2026 at 09:30 PST

• Spend: $7,172.45

• Invest: $489,816.60

#Breaking down Invest:

###Trading: $240,537.16

ETF account: $239,313.94

• XEQT (2,725 shares): $123,883.89
• XTR (7,064 shares): $87,595.80
• HYLD (1,733 shares): $27,834.26
• Recently completely redid my portfolio to slim it down to these three ETFs.
• I do a 70/20/10 split in the above order. Shares are rounded down to nearest whole.

Margin account: +$1,223.22

• XEQT (1,006 shares): Total is $45,739.62; then minus the $44,516.40 of margin lending to get the above net gain
• Only started this margin account within the last few weeks

###Wealthsimple Managed Portfolio: $249,279.43

TFSA: $161,206.97

• +24.86% all time
• WS risk level 7/10
• Growth portfolio
• Classic theme
• Management fee 0.4%
• Maxed out, each year's allowable room used each year

RRSP: $87,436.87

• +24.13% all time
• WS risk level 10/10
• Growth portfolio
• Classic theme
• Management fee 0.4%
• Maxed out, each year's allowable room used each year

I was previously with Investors Group for TFSA/RRSP, since that's what my parents did and I just followed suit. It wasn't until November 2024 that I moved all over to Wealthsimple and used their Managed Portfolios for TFSA/RRSP. So I have been with WS since then.