
HSBC Live+ Application Rejected
So, I tried to get an HSBC Live+ Credit Card recently, but they turned me down. The reason they gave was "Credit exposure norms not met." I even got an email about it.
I'm a bit stumped on what that actually means. Can anyone shed some light on it? And is there anything I can do to try and get them to change their minds?
Just so you know, I've got over 15+ credit cards (HSBC Platinum & HSBC Rupay Cashback) right now, with a total limit of around ₹60L. I usually spend about ₹30-40K a month, and I always pay it back on time.