u/Rosebayrenegade

Hope I’m in the right place, would like some guidance. M, late 40s, 3 kids, separated so paying a mortgage solo. Pay covers that and expenses but not much leftover each week. I have about 35k in reserves generated from some secondary work. It is basically my emergency fund so don’t need immediate access to it but equally don’t want to risk losing jt all. What are my best options for investing it as it is currently just sitting in the bank. I’m not v financially educated but even I know there must be a better way. I was wondering about using it as some sort of offset against part of the mortgage or a long term deposit. Any suggestions very much welcomed. Thanks.