Financial education
How come this important life skill is not in the school curriculum? I finished campus some months ago then got a job whose starting salary was 26k.
So i rented (6.5k rent), with deposit that's 13k. Equity kulad the 3 ya loan I took for medical bills. My ex gave me vitu za nyumba which were in good condition so she wasn't interested in selling them to me (apata job coast so she wasn't coming back)
From 10k, mathe alidai her 3k alikua ananipea ya fare then later complained hajalipwa hence ended up giving her 6k in total. Grandpa amenisomesha like 60% and mother 40% so singemuacha ivo, nikatuma thao. Shosh always wished the best for me (alinilea up to 18 years) hence more than a mother to me, 500 bob.
Luckily someone had my debt 10k akanipea, Kuna dawa I use monthly 3k so at least I had 7k for other expenses.
Now back to 26k. Honestly the highest I should be spending on them should be 3k next time until I get a better job
I'm sometimes blaming myself juu sijai jua kuhandle pesa. Ata chatgpt told me from a 26k salary, 2k ni yao without even telling it my story.
In campus, I had a close friend who's dad did economics. Tukipata helb 18k both, by the end of the semester, bro will be left with 10k at least (tho alikua anainama sana and ate the cheapest food possible which I didn't find as a brilliant idea). Mimi 18k barely lasted a semester though it wasn't for food alone.
So people in a similar situation, how do you pull your financial strings ? Juu honestly kama salary ni kidogo, third parties shouldn't be necessary, they should be glad you're no longer a liability.