how does vision insurance for seniors on medicare work when you mainly need help with glasses?
i've been helping my mom with some of her healthcare expenses since she went on medicare, and i'm realizing that routine vision care is one of those things i didn't really understand beforehand. she mainly needs regular eye exams, prescription updates, and glasses when hers need replacing.
i'm trying to figure out whether having a separate vision plan makes sense for her or if we'd be better off just paying for exams and glasses as they come up. i've been looking at VSP as one option, but i'm not sure how these plans actually work for someone who's already on medicare or whether the savings are enough to justify another monthly premium.
for anyone who's dealt with this for themselves or a parent, what should i be looking at when comparing the cost of a vision plan with simply paying out of pocket for glasses and routine exams?