u/Sad_Audience3470

This is humiliating but I have no one to talk to about what I'm going through. In my fall 2025 semester I started on academic probation and didn't turn in my SAP form until November. The semester was terrible as I was going through some of the worst depression of my life and unfortunately ended up on academic suspension. I do not plan on going back to this specific university but after taking the semester to work I found my passion again with aviation maintenance. I unfortunately cant start my A&P school because after ignoring my university since November, I opened my emails for the first time in a while and saw the 52k debt waiting for me.

Before I ghosted I had meetings with financial aid staff concerning my aid package. All they needed was my FASFA, CSS, and SAP form. FASFA and CSS forms were given since early may and July, way before the 2025 semester started, but the office told me they didn't have those forms. I provided proof and it only got frustrating when they'd ask for more. They asked for my SAP form, for months I didnt know what that was but I finally turned it in and resubmitted due to a missing signature. Again, I was told they weren't sure if they could give me all my scholarships due to me losing the merit ones and me being on bad academic standing, but I was hoping to at least get the pell grant and FASFA aid to help minimize what id have to pay.

Im low income and was only able to go to this university because of scholarships, but my personal life and personal choices got in the way of me being able to succeed the way I wanted and instead my health went downhill. Anyway, after I was told they'd review my forms I was already in the slumps after being told I wasn't able to get most of my aid back, but I was hoping for anything. I got an email saying they needed more documents and that they'd be on the todo list, I checked and never saw them. Id check the student portal and nothing. No one ever really reached out and I gave up knowing that even when I did try turning things in on time nothing could be fixed, at least that was my mentality.

Fast forward 7 months, my 52k debt has now been sent to collections and I tried reaching out to the financial aid office asking for a reconsideration on the amount I'd have to pay, explaining to the financial aid office that I did actually turn in my documents and such but ultimately they rejected it and say I'm responsible for the entire amount. I was only hoping anything such as FASFA could be applied, or the need based grants, anything, and im getting told to keep fighting but I have no idea what to do or say.

I was ready to go back to school in august for my new found passion in aviation after engineering burned me out to the ground along with the school I went to, but now I only live in regret.

Ive grown up handling everything on my own and have no idea how loans work, how finances work, nothing. I need advice, please.

This is humiliating but I have no one to talk to about what I'm going through. In my fall 2025 semester I started on academic probation and didn't turn in my SAP form until November. The semester was terrible as I was going through some of the worst depression of my life and unfortunately ended up on academic suspension. I do not plan on going back to this specific university but after taking the semester to work I found my passion again with aviation maintenance. I unfortunately cant start my A&P school because after ignoring my university since November, I opened my emails for the first time in a while and saw the 52k debt waiting for me.

Before I ghosted I had meetings with financial aid staff concerning my aid package. All they needed was my FASFA, CSS, and SAP form. FASFA and CSS forms were given since early may and July, way before the 2025 semester started, but the office told me they didn't have those forms. I provided proof and it only got frustrating when they'd ask for more. They asked for my SAP form, for months I didnt know what that was but I finally turned it in and resubmitted due to a missing signature. Again, I was told they weren't sure if they could give me all my scholarships due to me losing the merit ones and me being on bad academic standing, but I was hoping to at least get the pell grant and FASFA aid to help minimize what id have to pay.

Im low income and was only able to go to this university because of scholarships, but my personal life and personal choices got in the way of me being able to succeed the way I wanted and instead my health went downhill. Anyway, after I was told they'd review my forms I was already in the slumps after being told I wasn't able to get most of my aid back, but I was hoping for anything. I got an email saying they needed more documents and that they'd be on the todo list, I checked and never saw them. Id check the student portal and nothing. No one ever really reached out and I gave up knowing that even when I did try turning things in on time nothing could be fixed, at least that was my mentality.

Fast forward 7 months, my 52k debt has now been sent to collections and I tried reaching out to the financial aid office asking for a reconsideration on the amount I'd have to pay, explaining to the financial aid office that I did actually turn in my documents and such but ultimately they rejected it and say I'm responsible for the entire amount. I was only hoping anything such as FASFA could be applied, or the need based grants, anything, and im getting told to keep fighting but I have no idea what to do or say.

I was ready to go back to school in august for my new found passion in aviation after engineering burned me out to the ground along with the school I went to, but now I only live in regret.

Ive grown up handling everything on my own and have no idea how loans work, how finances work, nothing. I need advice, please.