u/Safety_Officer_

Hey guys, I noticed that my rewards are still showing as pending even after 28 days. I believe this might be normal for credit card payments, but I’m not sure.

Will I actually receive these rewards?

Also, how long does it usually take for the rewards to get credited?

Hey guys, which credit card currently gives the best cashback on UPI payments?

I’m mainly looking for a card that’s good for regular UPI scan & pay / merchant payments.

Would appreciate it if you could share your experience and mention the cashback %, joining fee, annual/maintenance fee, any cashback limits or conditions, and which card you think gives the best overall value.

Looking for real-world experiences, so feel free to share what you’re currently using and how much cashback you’re actually getting. 🙌

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I got ₹75 in total today, which is way more than the 1% cashback I get from SuperCard. Does BHIM always offer cashback like this, or was I just lucky today?

Currently, I’m using my SuperCard through BHIM, and SuperCard doesn’t give any rewards outside the SuperMoney app. So does BHIM offer any additional rewards for using a RuPay credit card through BHIM?

Also, which is better for maximizing cashback on BHIM: paying directly from a bank account or using a RuPay credit card?

Right now, I'm using SuperCard and getting 1% cashback on all UPI transactions.

Is there any app that offers better cashback for UPI merchant Scan & Pay payments?

Is Amazon Pay a better option than SuperMoney?

Please share your knowledge and experience. I'd love to know what has worked best for you.