Pregunta Simple (aunque muchos la van a querer complicar):
Cuál ES esta mejor: antes del 2019 o después del 2019 - simple pregunta tomando todo en en su totalidad para los que viven en ES y no para los que están en EEUU tranquilos y seguros, con todo lo que se sabe hoy en día del pasado y del presente. Regresamos al 2019 previo o se continúa con el presente.
Wawanesa used to be the best possible open secret for Californians if you had excellent credit and were a low risk customer, they always seemed friendly and customer focused when it was a Canadian Mutual Insurance.
AAA bought it in April 2024 and its rates seem to have gone up significantly since then. Could be the California insurance situation or it could be AAA maximizing profit margins and raising premiums. There are also rumors of layoffs already happening as it is being fully absorbed and taken over by AAA.
With premiums rising it is moving away from what made it great - they didn’t insure anyone for the sake of earning a policy premium and they didn’t need to spend money on advertisements.
Are there any other options similar to what Wawanesa was - exclusive customer selection based on risk scores (aka credit and accident/violation history)?