u/SaltyWerewolf55

What would you guys do? My husband and I are self-employed. We gross about $180,000-$220,000 depending on the year. We just bought a house that totals $460,000. We put 20% down and settle in a few weeks. We have an emergency fund of $30,000 & house repair fund of $5,000.

My husband would like to build a detached garage for his business, so we will budget & cash flow this. This is important to him, & would be helpful for his business. I agree that it’s important. I’d like to beef our emergency fund to $40,000-$50,000 since we’re both self-employed. We’d also need to save for a maternity leave if I were to get pregnant within the next year or so. What do we focus on saving for next? I’m feeling overwhelmed by it all. Any advice appreciated!