Car hit by horse and buggy
Need help. Yesterday took my girls to a birthday party in Surrey. It was on a hobby farm with a bunch of small animals. The lady who runs the little farm was giving horse and buggy rides. I have no clue how she managed but she backed her horse and buggy into the side of my car leaving a pick dent and 2 big deep scratches. What makes me the most furious was how nonchalant she was about it. I am receiving my new car this Tuesday and was supposed to trade in my old car. After hesitation she gave me her phone number DL number and address. What are my next steps. I have no clue if it would be her home or business insurance or if I would go through icbc to have it fixed. I refuse to pay anything to have this fixed and have several pictures and even a video of her hitting. Any advice would be greatly appreciated.