u/SectionLow7804

I made a post in r/wealth the other day and it got me thinking about things. I am seriously considering paying down my principal each month with the money I would usually save. For context I have $17,000 saved with about $12,000 in ETFs and about $5,000 in apple. My mortgage rate is 6.5% and I owe about $174,500 (Originally $175,500) . I have only been paying at it for 4 months and have made some extra principal payments. If I put around $900 extra towards the principal I could get it paid off in 10-11 years. Do you guys have any insight or advice for me?

Edit: I’d like to add that the house I own is in a great location and I could see it being my forever home. I want to add on to it in the future which is a driving factor for paying off the mortgage quick.

I’m 21 years old and I feel like I’m ahead of most people my age but I’d like insight from others. I purchased a house a few months ago for $195,000. I put $20,000 down. I have a truck that I bought in cash that’s worth about $18,000 and a car that I bought in cash worth around $5,000. I’ve got $6,500 in my 401k and $3,000 in my Roth IRA. I’ve also got around $17,000 in my regular savings and most of that is in ETFs. I also have a tractor that I paid for in cash worth about $5,000. I didn’t get any handouts. I worked straight out of highschool and saved aggressively while living with my parents. I had to pay them rent and everything that was not a necessity. Would you guys say I’m pretty ahead of the game?