u/Sensitive-Device4163

Hello! I am looking for some advice of how to rebuild my credit score after an IVA.

My last payment is due in August 2026, and I would assume I will have the completion details by September 2026. I understand the IVA will stay on my credit file until next year.

I really want to rebuild my credit score as quickly as possible on completion, as I am now at a point in my life where I want to get a Mortgage and settle down (even though it feels like a million miles away from where I am stood right now). I stupidly decided to proceed with an IVA when I was 20, and if I knew then what I know now, i would never have agreed to it.

Thanks in advance for the advice :)