u/ShadowBard0962

Thoughts on investing in iShares Trust - iShares 0-3 Month Treasury Bond ETF (SGOV); 3.56% Dividend Yield (DY), or NEOS Enhanced Income Cash Alternative ETF (CSHI); 4.96% DY. I took a deep dive into the tax treatment of CSHI, both federal and state (IL) and found that I would come out way ahead by investing my cash sleeve in the fund because of the approximately 60% Return of Capital (ROC) portion of the distributions and how they are (not) taxed at the Federal level.

However, monthly dividends from SGOV would be fully taxed as Ordinary Income by the IRS. So, not only is CSHI's the DY higher, but I would retain more of it!

YieldMax Semiconductor Portfolio Option Income ETF (CHPY) has once again reached it's all-time high (checking in at $75.60 per share so far this morning), making this almost a full week of notable principle appreciation, coupled with PHAT weekly dividends. Last month CHPY contributed sweetly to my discretionary income! Say what you will about other YieldMax Funds, but CHPY is a clear winner!

I went all-in (mid-five figure investment) today on NEOS Boosted Bitcoin High Income ETF (XBCI) nestled inside my Roth IRA. The final pillar of my Covered Call (CC) income sleeve is in place and ready to help fund a significant portion of my month-to-month retirement income starting in 2027. And just in time for a dividend to drop next week!

My CC income sleeve consists of the following (7) EFT’s:

• CHPY - YieldMax Semiconductor Portfolio Option Income ETF

• FEPI - REX FANG & Innovation Equity Premium Income ETF

• IWMI - NEOS ETF Trust - NEOS Russell 2000 High Income ETF

• MLPI - MLP & Energy Infrastructure High Income ETF

• SPYT - Tidal Trust II - Defiance S&P 500 Target Income ETF

• XBCI - NEOS Boosted Bitcoin High Income ETF

• XQQI - NEOS Boosted Nasdaq-100 High Income ETF

Note: These are seven holdings out of Portfolios of some 37 securities.

I went all-in (mid-five figure investment) today on NEOS Boosted Bitcoin High Income ETF (XBCI) nestled inside my Roth IRA. The final pillar of my Covered Call (CC) income sleeve is in place and ready to help fund a significant portion of my month-to-month retirement income starting in 2027. And just in time for a dividend to drop next week!

My CC income sleeve consists of the following (7) EFT’s:

• CHPY - YieldMax Semiconductor Portfolio Option Income ETF

• FEPI - REX FANG & Innovation Equity Premium Income ETF

• IWMI - NEOS ETF Trust - NEOS Russell 2000 High Income ETF

• MLPI - MLP & Energy Infrastructure High Income ETF

• SPYT - Tidal Trust II - Defiance S&P 500 Target Income ETF

• XBCI - NEOS Boosted Bitcoin High Income ETF

• XQQI - NEOS Boosted Nasdaq-100 High Income ETF

Note: These are seven holdings out of Portfolios of some 37 securities.

I went all-in (mid-five figure investment) today on NEOS Boosted Bitcoin High Income ETF (XBCI) nestled inside my Roth IRA. The final pillar of my Covered Call (CC) income sleeve is in place and ready to help fund a significant portion of my month-to-month retirement income starting in 2027. And just in time for a dividend to drop next week!

My CC income sleeve consists of the following (7) EFT’s:

• CHPY - YieldMax Semiconductor Portfolio Option Income ETF

• FEPI - REX FANG & Innovation Equity Premium Income ETF

• IWMI - NEOS ETF Trust - NEOS Russell 2000 High Income ETF

• MLPI - MLP & Energy Infrastructure High Income ETF

• SPYT - Tidal Trust II - Defiance S&P 500 Target Income ETF

• XBCI - NEOS Boosted Bitcoin High Income ETF

• XQQI - NEOS Boosted Nasdaq-100 High Income ETF

Note: These are seven holdings out of Portfolios of some 37 securities.