Need advice how to spend $
Goodmorning, I need some advice from the sales community.
Background: I’m 29 100% commission and I’ve been in sales for about 4-5 years now. When I first joined the field my spending was out of control. I spent way more than I made and didn’t save much. The last few years though the reverse has happened and now I’m working as hard as I can to beef up my taxable brokerage to 100k (53k now) retirement accounts maxed out etc.
Mindset: I’m so locked in on building assets that I don’t really have any desire to spend on myself, trips or anything besides buying my freedom.
MY QUESTION: I have a spiff card that has around 10K on it that I cannot get cash from or transfer out of, so I’m left with two choices. Buy gold from Costco to sell it for cash and throw in taxable brokerage or listen to my gf who is telling me to fund a trip or ball out on myself. I’m conflicted, if you’ve felt like me in the past what do you advise?