I’m learning but not great at figuring out some issues. I’m thinking of converting to electric start distributor. Does it help? Also how best to find the right compression timing/alignment
45m/36f married no kids(can
not have so this won’t change but have plenty of nieces and nephews). $525k in 401k, 45k HSA, $20k Roth. Owe $315k on $685k home. Own our cars est. $50k value. 100k in brokerage/crypto. $20k savings in HYSA. Make around $200k after decades of grinding in a low paying field.
I’ve reduced my 401k contribution to 6% to get the match and max out our HSA. I’ve pivoted from maxing 401k to throttle up the brokerage and after tax accounts that can give us as much runway to early retirement and not touch retirement accounts. Wife was working and wants to go back so anything she earns will help accelerate. Practicing reducing monthly spend and can live on $4-$5k/month now with some meals out and enjoying ourselves. She’s from the UK and we might take the show on the road for a few years in the next 2-5yrs if we sell our home and invest the equity. I’d appreciate the outside view. I use Projection Lab and ai to run Monte Carlo and I think we’ll be alright.
2023 Ariya Venture+ 18k miles, in fantastic condition and I’m fine with trading some motorized convenience for 300+ range. Clean car fax, had all software updated and 12v battery checked before sale and I got a level 1 and 2 charger. I can charge at work for free and drive 80-100 miles per day. Traded in a ‘22 Maverick(loaded lariat with 87k miles but needed tires, service). Got a great trade and swapped plus $3k out the door. Still under full warranty for 4 months. Any tips or suggestions as it’s our first EV?