Does anybody know why I can’t book a table at head of steam on their website? (Hull venue is not an option), nor can I call them (the call ends immediately). Has this place closed down or something…? I don’t live close enough to just swing by and check!
Thanks!
Hi all! I’d really appreciate some opinions / advice on I should do as I don’t really have anyone to ask for advice.
I have a 4-year-old indoor Maine Coon. He isn’t registered/pedigree certified, but I’ve always insured him as a Maine Coon because that’s what I was told he is. Would you continue selecting Maine Coon when getting insurance without pedigree paperwork?
He’s currently insured with Co-op at around** **£28/month, with:
£10,000 lifetime cover
£250 minimum excess
20% co-pay from age 6
I’m considering moving to Petplan, which would be around** **£51/month, but the policy would have:
£80 minimum excess
20% co-pay from age 10
Petplan pays the vet directly
However, in April, he was diagnosed with gingivitis and had 5 teeth removed. This is probably my biggest concern because dental problems can become very expensive. Then this August, he developed conjunctivitis and was prescribed antibiotics.
I spoke to Petplan and that said they would** **exclude both the gingivitis and conjunctivitis initially, and would only consider covering them after he has been symptom/treatment-free for 12 months. They’ve said he would need a vet appointment at the 12-month point to confirm that the conditions have cleared.
On the one hand, I want to go with Petplan because of the lower excess, the later age for the 20% co-pay, and the fact they pay the vet directly since paying out of pocket could be tough for me.
On the other hand, I’m worried that if I switch now and his gingivitis flares up again,** **Petplan wouldn’t cover the dental treatment because of the exclusion, whereas if I stay with Co-op, it should potentially remain covered under his existing policy.
Should I:
A) Stay with Co-op until at least April 2027 (12 months after the dental treatment) in case the gingivitis flares up again, then look at switching?
B) Move to Petplan now, accept that the gingivitis/conjunctivitis won’t be covered initially, and benefit from the better terms for everything else?
C) Do something different?
Has anybody had experiences with switching insurers after any diagnoses, and whether people have regretted switching because a previously covered condition became a pre-existing condition/exclusion.
Thanks!