NY Medical Bill Question
I got diagnosed with diverticulitis - it was done via a CT scan by a doctor. He then scheduled me for a colonoscopy but a week before my insurance reached out stating that while the doctor is in network, the procedure at his office is not (weird right?)
So they recommend I go to another hospital which is close to me. I had to first set an appt with doctor and he reviewed the scans and set up the appt.
The code is not considered preventive care but diagnosis - I don't quite understand this as I was already diagnosed after CT scan, he wanted to check for polyps which there were none. Now I'm being charged $3700 as I haven't met my deductible for this. Does this sound right?
Hospital said best they can do is 20%. It's about to go to collections and I feel like it may be better off and I negotiate with them since by law this can't be reported to credit bureau.
Any thoughts?