u/SoftLandscape7708

Could I get some advice. I think I'm on track but really don't talk about it to anyone nor really have an idea of the end goal.

Throwaway for obvious reasons.

I'm 36M, married with 3 kids.

  • Salary:
    • 135k / 0
  • HYSA: "Emergency Fund"
    • 40k / 0
  • 401k:
    • Contribution: 15% + 10% match (Min 8%)
    • 393.9k / 0
  • HSA:
    • Contribution: MAX (8750)
    • Invested: 15.8k / 0
    • Holding: 2.5k (Minimum)
  • ROTH IRA:
    • Contribution: MAX (7500)
    • 16.8k / 33k
  • Mortgage:
    • 165k remaining @ 3.375%
  • Car/Van Loan:
    • 45k remaining @ 5%

Currently paying down the car loan asap. If I'd like to retire early would starting taxable brokerage account be something to do on top? Is there anything else I should do?

I'm not even sure if I'm on track (maybe I am but not to my retirement goal?)

Thanks in advance. I was never taught finance so a lot of this is just me trying not to become my parents.

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u/SoftLandscape7708 — 10 hours ago