Could I get some advice. I think I'm on track but really don't talk about it to anyone nor really have an idea of the end goal.
Throwaway for obvious reasons.
I'm 36M, married with 3 kids.
- Salary:
- 135k / 0
- HYSA: "Emergency Fund"
- 40k / 0
- 401k:
- Contribution: 15% + 10% match (Min 8%)
- 393.9k / 0
- HSA:
- Contribution: MAX (8750)
- Invested: 15.8k / 0
- Holding: 2.5k (Minimum)
- ROTH IRA:
- Contribution: MAX (7500)
- 16.8k / 33k
- Mortgage:
- 165k remaining @ 3.375%
- Car/Van Loan:
- 45k remaining @ 5%
Currently paying down the car loan asap. If I'd like to retire early would starting taxable brokerage account be something to do on top? Is there anything else I should do?
I'm not even sure if I'm on track (maybe I am but not to my retirement goal?)
Thanks in advance. I was never taught finance so a lot of this is just me trying not to become my parents.
u/SoftLandscape7708 — 10 hours ago