Cusp of retirement question and 3 fund portfolio
I am retiring at 60 years and 6 months old at the end of this year. Since 2020 I used a large boutique money management firm and had a couple of alternative investments and was pretty well diversified between domestic, international and emerging markets. I am finally in the process of moving my million plus dollar portfolio over to Fidelity. I have done a lot of research these past couple of years and subscribe to a simpler is better philosophy. My question is about the bond portion of my portfolio. Currently I have mostly intermediate duration bond funds. I have been reading mixed thoughts on BND. Is there another way I should be looking at ways to mitigate risk beyond a 60/40 or 70/30 allocation using VTI , VXUS and BND?
u/Soggy-Dragonfruit171 — 5 days ago