WIBTA for telling my friend I won’t keep lending her money after she always pays me back soon but never actually does?
I (26F) have a close friend (27F) I’ve known since college. We’ve always been pretty supportive of each other, and I’ve helped her out financially a few times over the years.
It started small $20 here, $50 there usually for groceries or rides when she was short before payday. She always said she’d pay me back in a few days.
The problem is, she rarely does unless I remind her multiple times. Even then, it often turns into weeks or months, and sometimes it just quietly gets dropped until I bring it up again.
A couple weeks ago, she asked to borrow $300 because she had an unexpected bill and said she’d definitely pay me back next week. I hesitated but eventually agreed because she was stressed and it felt like a one off situation.
It’s been over two weeks, and I haven’t seen any of it back. When I gently asked, she said she’s still waiting on her paycheck situation to stabilize and that I should know she always pays me back eventually.
I told her I don’t want to lend money anymore unless it’s something I can afford to basically not get back, and that I need clearer expectations if it happens again.
She got upset and said I was acting like she’s irresponsible and making her feel judged when she’s just going through a rough patch. She also said I’m keeping score in a friendship.
Now things feel weird between us, and I’m not sure if I overreacted or if I’m finally just setting a normal boundary.
WIBTA for refusing to lend my friend money anymore after repeated delays in paying me back?