Moving abroad for a new job – has ING allowed you to rent out your home?
Hi everyone,
I’m looking for first-hand experiences from homeowners who temporarily moved abroad while keeping their home in the Netherlands.
I own and live in an apartment in Amsterdam with an ING residential mortgage (no NHG). I’ve received a job offer in London and I’m considering moving there for around 1–3 years. I don’t want to sell the Amsterdam apartment because I may return.
ING has an Expat Scheme that allows temporary rental in certain situations. However, the conditions seem to be aimed at people who are temporarily sent abroad by their current employer.
My situation is different: I would leave my Dutch employer and start working for a new employer in the UK.
Has anyone been in a similar situation, particularly with ING?
I’m interested in hearing what actually happened when you contacted the bank:
Did they allow temporary rental despite changing employer?
Did they make an individual/maatwerk exception?
Did they require you to switch to a rental mortgage?
Did they simply refuse?
If you were allowed to rent, what conditions did they impose?
I’m mainly looking for first-hand experiences, particularly from people who moved abroad for a new job rather than being seconded by their existing employer.
Thanks!