r/NetherlandsHousing

Renovating an 1885 apartment (150 m², energy label F) — what should we prioritise with a €20k budget

Title: Renovating an 1885 apartment (150 m², energy label F) — what should we prioritise with a €20k budget?
Hi everyone!
We’ve just bought an apartment in a building dating from 1885, and I’d love to hear from people who have renovated similar old Dutch properties, especially those who have improved their energy efficiency.
Some details about the property:
Built in 1885, approximately 150 m².
Last major renovation was around 1998.
Current energy label: F.
We own the top two floors of the building.
There is essentially no building next to us providing shelter, so we have quite a lot of exposure to the outside elements.
The foundations are reportedly in good condition.
The roof was renovated approximately three years ago.
There are lower ceilings on each floor, which might provide some insulation, although we don’t know what’s behind them.
The windows currently have single glazing.
We’re planning to borrow an additional €20,000 through our mortgage to improve the energy efficiency of the property. Our technical inspector recommended starting with replacing the windows and installing a few solar panels on the roof.
Our current idea is to install triple glazing on the street-facing side and double glazing at the back.
However, before committing to this plan, I’d really like to understand whether this is the best way to spend the money.
A few questions:
Windows vs insulation: Would you prioritise replacing all the single-glazed windows first, or would it make more sense to invest some of the budget in roof, wall or floor insulation as well?
Wall insulation: Given the age of the building, how can we determine whether cavity-wall insulation is possible? If it isn’t, is internal wall insulation worth considering, and what risks should we be aware of regarding moisture and condensation?
The lower ceilings: Could there be useful insulation behind them, or should we investigate what’s there before making any other decisions? Are there particular risks when insulating an old building with hidden cavities?
Solar panels: Would solar panels be a sensible investment at this stage, or should we focus on reducing heat loss first? We also need to understand whether the roof structure and any shared-building arrangements could affect installation.
Energy label: With a budget of €20,000, which combination of improvements would you prioritise to get the biggest improvement in energy efficiency and, ideally, move from label F to a better label?
What to watch out for: Are there common mistakes people make when renovating houses from the late 19th century? Anything you wish you had known before starting?
We’d like to make the property warmer and more comfortable, reduce energy bills and improve the energy label, while avoiding expensive work that needs to be redone later.
I’d particularly appreciate advice from people who have renovated a similar property in the Netherlands, or recommendations for an independent energy adviser who can help determine the best order of work.
Thanks in advance! - forgot to mention that boiler is from 2013 - I guess this also has to be done immediately

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u/SandraX201 — 4 days ago

Landlord asks for 3 times the monthly rent as a deposit before moving in.

Hi everyone,

This is a burner account to stay anonymous.

I am in the process of moving, and I have already attended a few viewings.

At one of the apartments that I viewed, the landlord is asking for a deposit of 3 times the monthly rent.

I am aware that it is illegal to ask for more than 2 times the rent, and I suspect that the landlord knows this too.

According to the listing where she posted her apartment, she listed the deposit as 2 times. But in the lease agreement, it says 3 times the rent.

She says that she will refund a third of the deposit after 1 year if I request so.

My problem is that the apartment is ideal for what I'm looking for. It is located in a nice area and if it weren't for this deposit, I would sign the contract immediately.

What is your advice? I feel I should report this to some authority or other, and I know for a fact that the landlord is going to turn me down of I do so.

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u/Luuk_Ver_Huis — 5 days ago

Selling house while overseas - signing of transfer deed

Hi all, looking for advice from people who have been in a similar situation. I am leaving the Netherlands and will be selling my house. As the sale will occur after I have moved out of NL, I understand that I can grant a notarial power of attorney to the buyer's appointed notary to sign the transfer deed on my behalf. I have the following questions:

  1. Is there a risk that the buyer's appointed notary does not provide the possibility to sign the deed on my behalf?

  2. Is the granting of notarial power of attorney done digitally, or does the notary need to mail the power of attorney to where I am, and then I will have to legalise my signature at the Dutch embassy, and then mail it back to the notary?

  3. Have others here done it in another way and can share your experience?

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u/TheoryVarious4265 — 6 days ago

Need a good aankoopmakelaar in Rotterdam Alexander (lost 2 bids already)

Hey everyone,

I'm looking to buy a tussenwoning in the Rotterdam Alexander area (ideally near the metro/train station) and need recommendations for a solid aankoopmakelaar.

I know how the market works here, but I've already put in two bids on my own at ~6% over asking and missed out both times. I'm not looking to keep losing bids, so I want to hire an agent who knows Prins Alexander inside out and can use their NVM system access to check actual recent transaction prices to help me nail the right winning bid.

Does anyone have a strong recommendation for an agent or agency around Alexander who gets things done?

Thanks!

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u/Illustrious_Heart888 — 7 days ago

Moving abroad for a new job – has ING allowed you to rent out your home?

Hi everyone,
I’m looking for first-hand experiences from homeowners who temporarily moved abroad while keeping their home in the Netherlands.
I own and live in an apartment in Amsterdam with an ING residential mortgage (no NHG). I’ve received a job offer in London and I’m considering moving there for around 1–3 years. I don’t want to sell the Amsterdam apartment because I may return.
ING has an Expat Scheme that allows temporary rental in certain situations. However, the conditions seem to be aimed at people who are temporarily sent abroad by their current employer.
My situation is different: I would leave my Dutch employer and start working for a new employer in the UK.
Has anyone been in a similar situation, particularly with ING?
I’m interested in hearing what actually happened when you contacted the bank:
Did they allow temporary rental despite changing employer?
Did they make an individual/maatwerk exception?
Did they require you to switch to a rental mortgage?
Did they simply refuse?
If you were allowed to rent, what conditions did they impose?
I’m mainly looking for first-hand experiences, particularly from people who moved abroad for a new job rather than being seconded by their existing employer.
Thanks!

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u/SpeakerSpecialist607 — 12 days ago

Master key - replacing locks

So, funny not so funny situation, I discovered that my house key is in fact a master key and as such it opens up every studio inside my student building. Furthermore several postal box keys are also matches. I've requested, in an urgent manner, that the landlord replace all the other locks. Can they be held legally accountable if they do not respond to this request? Whether civil or criminal court. We are prepared(the residents) to hire an attorney in case they fail to respond.

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u/PARADOX272 — 12 days ago

BRP missing for renting

Hello!

After a year of searching we finally found a house from government regulated housing (not social housing). The house is absolutely perfect for us. Huge garden, amazing location and enough room for our family. Because it’s government housing, the rent is also super for what you get.
We got the offer to rent on Monday viewed on Wednesday, then uploaded the necessary documents to the portal.
However, we need a Basisregistratie Personen (BRP) but because of staff shortages it can take up to 10 days for it to be send… via post. The deadline for uploading the documents is Tuesday at 12. We emailed the woningcorporatie explaining the situation when we found out (tried calling they were closed) and I plan to maybe call the Gemeente too to see if they can just print the thing and leave it at the reception… but what happens if we don’t get the BRP on time? Will they enforce the hard deadline and will it go to the next person, or are they a bit more lenient and will wait until we got it in? Anyone went through something similar?

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u/jantine18 — 12 days ago

BRP missing for renting

Hello!

After a year of searching we finally found a house from government regulated housing (not social housing). The house is absolutely perfect for us. Huge garden, amazing location and enough room for our family. Because it’s government housing, the rent is also super for what you get.
We got the offer to rent on Monday viewed on Wednesday, then uploaded the necessary documents to the portal.
However, we need a Basisregistratie Personen (BRP) but because of staff shortages it can take up to 10 days for it to be send… via post. The deadline for uploading the documents is Tuesday at 12. We emailed the woningcorporatie explaining the situation when we found out (tried calling they were closed) and I plan to maybe call the Gemeente too to see if they can just print the thing and leave it at the reception… but what happens if we don’t get the BRP on time? Will they enforce the hard deadline and will it go to the next person, or are they a bit more lenient and will wait until we got it in? Anyone went through something similar?

reddit.com
u/jantine18 — 12 days ago