u/Spikas

Was just on the Number 9 and it could have definitely been 30°C in that tram. The newer ones are updated to combat the rising temperatures, but it almost felt like the heater was actively on in that tram...

I'm planning a surprise 70th birthday for my Dad in October and am wondering for suggestions.

I was thinking of a place which has a bar where I can put money behind, and then guests can buy extra drinks once that runs out.

I'd also like it if they could provide buffet food.

It would be good if it's not too far out as there will be visitors from outside of Gothenburg.

I had an idea of Glenn at Kviberg, but the reviews were quite bad.

Thanks for any input!

Vi har lite pengar som sitter i vårt respektive bankkonto som vi vill jobba lite.

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Vilket alternativ är bäst? Eller är jag helt ut och cykla?

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Tack!

Hej!

My written English is better than Swedish, so bear with me.

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I'm (M38) trying to get smart with my economy.

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Right now my set up is:

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Credit cards:

Norwegian: This was used daily until my wife and I used up to the 100k cashback limit.

Re:member: Everyday use online discounts.

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115000kr in Lea Bank 2.34% interest

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Since 1st of May I put in 200k to an Avanza account (100k from me then 100k from my wife a week ago).

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70-75% Avanza Global

20-25% PLUS Allabolag Sverige

10% Avanza Emerging markets

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My wife has 200k left in her account just sitting there

And there's 100k in mine.

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My monthly routine is that my wife and I share the same credit card, then when the salary comes in I pay off the card in full, plus any bills, then whatever is left over to go into saving (ISK or Lea Bank).

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My question is, how much "buffer" should I have in the stable saving account rent is about 11k, does it need to go up to 200k? and how much to continue into the ISK? The other 200k?

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Saving for a house

My monthly income post tax 43k

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Thanks for any insights!