Residency by Investment: What Would You Choose in 2026? Greece vs Portugal vs Malta. Or any other country in general?
Hi all,
I’m 99% sure this question has been asked approximately 100 times before, but here I am, adding to the collection.
I’m looking into investment options where I could potentially get a golden visa in EU. Ideally, I’d like the investment to actually make sense financially rather than just being an expensive piece of paper that says “congratulations, you may now reside here.”
Based on my research so far, I’ve been looking at Greece, Portugal, and Malta. I’m also aware that some countries, like Spain, have removed real estate as a residency-by-investment option, so I’m trying to make sure I’m looking at the current rules and not information from some random 2022 blog post.
For anyone who has recently gone through this process, I’d love to hear your experience:
- Was it actually worth it?
- Which country did you choose and why?
- Did the investment generate decent returns (or at least hold its value)?
- If the residency/investment policies change in the future, do you think the underlying investment would still be worthwhile?
- Did you use an immigration/investment agency or lawyer? If so, was it worth the cost?
- Any hidden costs, annoying surprises?
- Can I invest incrementally rather than all at once?
I’m especially interested in real experiences from people who have gone through the process recently, given how much these programs have changed. I’m just trying to do my homework prior.