u/Standard-Watch-5812

Hi all,

I currently live at home with my parents and have the opportunity to invest in property and am wondering whether to buy a small house to run as an air B&B. Where I live, one beds are between £125k and £170k. My gross salary is £25k and my take home pay is about £19k. My parents may be willing to help in some way but we want to make it as tax efficient as possible.

In between 3 and 5 years time I would like to buy my own place, and the air B&B is intended to make some money over the next 3 years while I work.

I would either keep the air B&B if it was performing well or sell it to fund my own home.

I'm unsure whether I need:

• A commercial mortgage
• To set up a limited company with my parents
• To set up a trust
• To not bother!

Any advice welcome :)

Hi everyone,

I'm in a bit of a weird situation. Me (the only Gen Z) is very hesitant about using AI, whereas my managers (Gen X) are completely obsessed with it. They are bringing it up in meetings, suggest we use it at every available opportunity, and constantly talk about the benefits.

I'm only in a small team (5/6 people) so there's pressure on me to use it as everyone else does. The one time I did use it to pull some stats it was all wrong and I had to do it manually again.

I don't like to use it as I am very aware of the environmental impacts etc and I just find it doesn't work for me when I don't complete the whole thought process myself (if that makes sense). It leaves me unable to explain the reasoning for why something happened or why we did certain things in meetings.

My workload hasn't been affected by me not using it compared to those who do, but I am constantly being asked why I don't use it. One of my managers jokingly said they will convert me into being AI obsessed within the next 2 years!

Is anyone else in this situation? How do explain my views on it to my managers and colleagues? Should I just use it anyway despite it going against my views?