u/Straight-Scratch1167

Recently looked at some new homes in Pickering and Whitby. Stretched budget from 850 to 935k for 2250 sq ft double car garage detached house.

Household income around 200k. 100k in FHSA/RRSP. Will be left with 160-190k of savings after combined downpayment and closing cost of around 130k.

Suddenly getting cold feet as we seriously consider going for it. The thoughts of losing my job keep crossing my mind now.

What should we be doing? Am I overthinking this because we stretched our budget by about a 100k?

To the people who usually end up buying such homes, what was your financial situation when you decided to buy? Did you also have second thoughts or were you ready ready? Will we be okay?

Hi everyone, my partner and I have been meaning to buy a new home in Pickering. I understand there's pre-construction and builder inventory currently on the market. Is there any way to see what's out there directly, or are real estate agents my only option?

I've noticed that prices on new builds go up within a few weeks of being listed. Is demand actually that high?

What are current prices for a detached new build at 1,800+ sq ft?

Honestly, I don't know whether the agent I'm working with is gouging me on price or being fair. He keeps pushing pre-construction and builder inventory, and I hate that there seems to be no way of knowing what the builders are actually selling these units for.