Are there any banks offering a variable investment P&I <70LVR rate under 6% for refinancing $1.5M loans?
I'm currently on 6.2% with a major and am deciding if I should try to bluff a discharge form to try and get a lower rate.
If I have a few investment loans in separate discretionary trusts, all with accountant self-sufficiency letters. Is there a lot of optionality for lenders who discount the trust debt in their calculations for future PPOR borrowing?
My final big payslip after maxing out overtime and on-call support at a major bank this FY. Moving to role with a higher base but no OT next FY, so wanted to share this last one.