In my head I just daydream lately about exchanging my FXIFX Target date fund for FXAIX...
I mean, yes, I am 59, so there is that..needing to be more risk adverse. But holy hell, lately, when FXAIX has a bad day with the S&P 500,...mine with FXIFX is worse. Thanks, no doubt, to the Total International Market cratering at the same.
Bonds the third part of my 3 fund portfolio. Who the hell knows? They are supposed to buffer against drops in equities, but I never could figure out the bond part of my portfolio and how much it actually protects against risk, lol
Okay, I'm done. Thanks for listening.