Getting a Divorce and unsure what to prioritize
My husband and I are getting a divorce (35 and no children) After splitting everything up, in order to keep all of the retirement accounts in my name intact and buy him out of his share of the house without refinancing I will owe him $90K when our divorce finalizes. I currently make $170K, have $250K in retirement accounts, my house is worth ~$400K and I owe a little less than $200K with a 2.75% mortgage, I have about $60K in savings, and no debt besides the mortgage
I'm a little unsure how to prioritize things at the moment. I live in an older home that has a bit of deferred maintenance and I drive a 15 year old car so I like to keep a larger emergency fund. I have access to a 403b and 457b so have been maxing both of those out the past 2-3 years; however I cut back on contributions when the divorce talks began. (to $1000/month)
Should I continue holding off on retirement contributions/ cut back entirely in order to pay off my ex-husband sooner? Have no buffer in my emergency fund for awhile? Consider a personal loan/HELOC to pay him back? Or do divorce settlements ever come with payment plans to the ex-spouse?
I'm feeling a little overwhelmed by the idea of having to rely on my income alone for emergencies/retirement etc and any advice would be greatly appreciated!