u/Substantial_Fig5138

Hi i’m a 21 year old male in a crisis, im sorry if this is confusing this is like my second reddit post but ive dug myself a hole, i moved across the country to live/be with my gf at the time which was a 4 year relationship but ever since i got here it’s like a flip switched i couldn’t keep a stable job since i got fucked over by a company that decreased my hourly rate by $10 an hour the first day i got there then fired me not long after since he found out i was applying for other jobs, anyway me and my gf broke up and i don’t feel welcome in this house since her parents live here too, im just in a tough spot i dont have a job and i want to move back in with my parents that back across the country. i have about $35 to my name, and i have bills to pay i do have a car that i am trying to sell but it is not roadworthy so nobody will touch it. Especially since its a european car in a place where people only drive 4x4’s. It’s been the hardest year of my life and just feel lost like theres no way out. i’m just looking for advice/help. i just want to get back to the other side of the country to live with my family again. also i live in australia

Thank you for reading and any advice or help is appreciated

Hi I am a 21 year old male and this is my first post i have ever made so bare with me. my family has never really had much money which probably plays a big factor in wanting what everyone else has. But i have always had problems on constantly spending money until i had nothing left. I would make $900 AUD a week at 18 and instantly had 2 loans that would take $1000 a month as i got older the problem got worse ended up with 4 loans and still with a spending problem. I then moved across the country to be with my gf at the time and it was a very rural place, which you would think i wouldnt be able to spend money but i did i ended up getting some short term loans out ontop of my 4 loans already so i ended up having around 8 loans which put me so far behind each and everytime i got paid so everytime i paid one of the short term loans off i would instantly get another one, These short term loans have also put my credit score down to 300 so that doesn’t make it any better It put a big impact on my mental health and was a big reason on why me and my ex broke up i lost motivation and was thinking about ending it, it was that bad, i also had a gambling problem, i had received 6k from my tax return which all went into gambling, i won around 13k but yet again that all went right back into gambling, I am not proud of the decisions i have made but i have learnt from them which is the most important part so please be smart with your money, it makes a huge impact on your mental health. But i’ve got less loans now still have 5 loans which are bigger ones but shouldn’t take too long to pay off, i am also moving back with my family in a couple weeks and i only just got out of a gambling problem so it’s going to be a bit tight but you live and you learn.

Thank you for reading i have never admitted this to anyone