u/Sufficient_Gur4160

Pool owners ontario...

Do you have a pool in your backyard? Do you regret buying a house with a pool or is it enjoyable?

I'd like to hear opinions. Understanding 8 out of 12 months you dont get to use it, but realistically how many of us even go outside when its frigid or use our backyards?!

Anyway...I've always dreamed of owning a home with a pool....just want to hear what your opinions are on it?

Actually how many months do you get use out of it? And how hard is maintenance?

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u/Sufficient_Gur4160 — 2 days ago

Suggestions on which way to go

We have a freehold town in ontario. Value approx 850k. We are looking to upgrade to a larger space and having a hard time deciding on whether to

  1. Keep the existing property given the decline, refinance and hold for another 5-10 yrs (or beyond) and buy the detached we want.

  2. Sell the existing property, pull out the little equity we have amassed and throw that into the new house and minimize the new houses mortgage.

Realtors we have talked to recommend 2 but we do not think their intentions are pure - i feel they see 2 x commissions vs one so why would they recommend option 1. Our goal is to try to build some wealth esp for our son. We are both first generation immigrants with no parental support and have done it all solo. Bought our first home in 2018 and luckily got in before covid and price increases so have seen a decent increase on our house bt that increase is slowly eroding.

Looking to reddit for your opinion on either option.

The numbers are tight, but they just barely work.

We can make this work but I guess just want your take on what you would do in this situation. Realizing you don't have the numbers. Numbers aside, what's yr opinion and what would you do in this situation?

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u/Sufficient_Gur4160 — 7 days ago