

I keep earning and losing money. I need genuine tips.
Hey there! 26M and I've been grudging how my friends have a good life and plenty of money to spend. I thought, "Maybe they have better opportunities. Or maybe their parents can sponsor their life." I do get jealous of what they have but not too desperate to look for illegal ways to make money.
Graduated '25, had my first work (not so well-paying) but I didn't get to earn a lot because I pay bills at home. Second job just this year and I want to be strict with my finances.
I want to learn how to keep my money. I record my spendings and earnings, put aside a few for emergencies, but I want to know hot to learn to be smarter with money. What to look out for in terms of using banks? What are important terms, notes, and laws about investments, buying properties or car.