u/SuperUrus1017

Hey everyone, I'm 28M and turning 29 this month. This is my first year earning at this level, and I'd love to hear from people who've been where I am. This year I'm going to be making $375–400k in W2 income, credits 780-800. While I have a salary, most of it is commission so it varies month to month, some commission checks 10k+ and others 50k+. I also have benefits and a 401(k) through my employer. By the end of the year I expect to have $150k+ sitting in my account. I know seems like a lot, and I'm grateful for it, but nobody ever taught me what to do with this kind of money, and not many people know for that part. I'm the first person in my family to really go after financial independence, so I don't have anyone to model this on.

I live in a HCOL area. Where I live distorts what feels normal when it comes to income and that this amount of income is quite normal for my age, so I try to stay within my means and keep my total monthly spending under $7,500. My only real planned purchases right now are a used car with a solid down payment (35k listing price)
I'm planning to meet with a financial advisor soon, but I want to go in informed rather than just taking whatever they pitch.

I'd really appreciate hearing what you did in your first few years at this income. What would you do with the cash right now? What should I prioritize: maxing the 401(k), a backdoor Roth, a taxable brokerage account, real estate, or something else? Should I look for a fee-only advisor, or is an AUM advisor worth it at this stage? And what mistakes do you wish you'd avoided early on? My goal is to reach financial independence sooner rather than later and would love to just step away from corporate entirely when ready, and I'd value any experience or perspective you're willing to share. Thanks in advance.

I am 28 years old M, 177-180 lbs, sitting at roughly 14-15% body fat. My goal is to finish the cycle at approximately 10-11% body fat, essentially losing 4-5% body fat while maintaining or slightly increasing muscle mass. I am not trying to get on stage or look enhanced. The aesthetic I am going for is lean, athletic, broad shoulders, visible abs etc.

My protocol is 0.5mg daily for the first week to assess tolerance, then stepping up to 1mg daily for the remaining 11 weeks. I am running it 5 days on, 2 days off, pinning Monday through Friday fasted between 6-7am and waiting 30-60 minutes before eating. Weekends off.

On the nutrition side I am eating approximately 2,732 calories on training days with 198g protein, 263g carbs, and 104g fat. Rest days drop to 2,392 calories with 195g protein, 183g carbs, and fat stays locked at 104g throughout. I intentionally keep fats high thats just how i like it.

Training is 5 days a week with a structured upper lower split. I am also doing daily cardio in the incline walking since I have a foot injury preventing running currently. I eat clean whole foods almost exclusively and have been training consistently for years.

My main question for the community is whether Tesamorelin alone without stacking any other peptides
To achieve this recomposition goal. I dont necessarily want to take anything else and i heard this peptide will give me the best results so i wanted some feedback.

Go easy on me lads I’m new to this world.
28M, 5’11”, 171-172 lbs 13% bf.

Current goal is to get to 175-180 lbs while staying around 10-11% body fat, I’m lifting 5 days/week, eating 2550 calories on upper body days and 2750 calories on leg days (I run very frequently as well), with 190g P, 75f, and 300-400c daily.

I recently injured my foot and can’t run much for the next few weeks, so I’m using other outlets for cardio while continuing this program.

I’m considering a single 12 week cycle of CJC-1295 + Ipamorelin. My goal is improved recovery, modest lean muscle gain, and maintaining or slightly reducing body fat while continuing my current diet and training. While I know this won’t do everything for me, I’m curious to know the support this would give me.

For those who have actually used CJC + Ipamorelin

What results did you realistically see in 12 weeks?
Did it noticeably help recovery and body composition?
Was it worth the cost?
If your diet and training stayed the same, how much of a difference did it make?

Looking to hear from experiences versus just ad blogs.