u/Sweet-Theme-6480

I can move USDC around faster than my bank can process a basic transfer but if I want to use that same balance for normal spending it still becomes a whole unnecessary process. Wallet to exchange and then wwap then withdraw then wait for bank and then spend from a regular card.

Feels like the missing piece is not another yield product but a way to spend on chain balances without manually off ramping every time.

Has anyone here found a setup that feels smooth enough for daily use or is this still mostly a niche crypto card thing?