I am an active DeFi user and have different positions (lending, staking, LP) open across multiple apps. Checking my Solana balance means opening three different apps.
I just want one thing that shows all my Solana positions in one place. Is there any good Solana portfolio tracker app you guys are using?
Hey folks, I’m stuck with about 5 USDT on BNB Smart Chain in Exodus, but I can’t move it because I have zero BNB for gas. I only need ~0.001 BNB (like $0.50 worth) to unlock it.
Would anyone be willing to send me a dust amount of BNB so I can cover the fee? I can send back the USDT once it’s freed up, or swap it for you.
I don't know if this is against the rules but I'm still gonna ask cause I'm stuck with cash frozen in my wallet.
Something I've been chewing on: we talk about tokens being volatile, but half of what shows up on a chart is the quote asset moving, not the token.
If a pool is TOKEN/ETH, the price is a ratio. ETH drops 20% and your token's chart goes up 25% having done nothing. Every holder is running an unhedged short against the quote asset whether they meant to or not. Most people I talk to are aware of this in the abstract and have never thought about changing it, because until v4 there was no cheap way to.
So I tried pairing against PAXG — gold-backed, one token per troy ounce — and denominating the fees in it too. What I expected to learn was whether the pricing made sense. What I actually learned was more about liquidity:
It works mechanically and fails practically, for a boring reason. The pool prices fine. But PAXG is scarce on the chain I deployed to, so using the pool means bridging PAXG in first, and that friction is currently larger than any appeal the gold denominator has. My own pool has a few hundred dollars in it and no volume to speak of, while the ETH pair on the same token does real numbers.
That's the honest result and I think it's the interesting one: quote-asset choice is downstream of quote-asset liquidity, and no amount of being right about the denominator fixes that. It's the same reason nearly everything is quoted in ETH or USDC — not because those are conceptually correct, but because they're there.
Two things I'd genuinely like opinions on:
Is there a chain where commodity-backed quote assets have enough native liquidity for this to be more than a thought experiment? Gold-backed tokens have real market cap but it's concentrated in a couple of places.
A pool quoted in PAXG is quoted in PAXG, not in gold. If PAXG trades at a premium or discount to spot, the chart doesn't show it and the arbitrage bound is against PAXG's price rather than the metal's. Is that a real problem in practice or just a footnote?
Disclosure so it's not buried: I wrote the hook, I hold the token I tested it on, and the template takes a fee share — so I have an interest in people using it. Judge the argument, not me. It's unaudited and I'm not linking it here; happy to share in comments if anyone wants to look at the code.
not trying to be dramatic but every time i wanna do something simple like swap usdt to usdc while staying on my hardware wallet it turns into a whole project. either the gas is insane, or the dex interface is confusing af when connecting a hardware wallet, or i gotta bridge to some L2 first and pray nothing goes wrong. meanwhile people on cex just click swap and it's done in 2 seconds. is self custody just always gonna be this much of a headache or am i doing something wrong? what hardware wallet do you use (ledger, trezor, tangem)?
Welcome people, today (well last night) marks the official birthday of Obsurfer a NFT marketplace for trading NFTs as part of a DAO. To be a part of the beta comment your interest below!
\*\*But why a DAO?\*\*
Being part of a collective enables you to share the risk in purchasing new NFTs, splitting the cost with fellow members. Together, you make decisions that affect each trade. No one person is responsible for the success of a trade and it takes the majority to win a proposal.
\*\*How do trades happen?\*\*
A token holder may sell an nft on the platform by submitting the details in the app. DAOs then execute proposals that turn into bids. DAOs bid against each other to get you the highest price for the NFT. Buying an NFT is simple. Select a DAO from the list and browse their wares, select on an NFT to buy.
\*\*Minimized Risk, minimized gain?\*\*
Shared risk, shared gain. The profit distribution is calculated based on how many shares you own. You choose how much to invest and in turn receive as profit.
\*\*There must be more to it?\*\*
Your stake in a DAO holds value. You can sell your shares for a price set by you, handy for when the DAO is full and business is booming to make a bit of quick crypto.
\*\*The legal stuff\*\*
Trading carries risk and while the risk is lessened here it still requires you to invest money into something that may or may not give you returns. Trade at your own risk.
\*\*The technical stuff\*\*
This app is a typescript port of a golang desktop app that used key stores for the wallet. For the Beta, private keys are stored in a database that is encrypted client side by a password of your choice. New wallets are automatically created and it’s recommended that you use an auto generated hot wallet instead of importing a private key from an existing wallet. The beta runs on Sepolia so use a Faucet to get sepolia ETH to start trading on the platform.
Thinking about adding payment in crypto/stablecoin to our regularr payment cards, but idk if there's anyone using it or its jus a random new thing no one needed lol… since Inxy I'm using is specialising on helping businesses w stablecoins and crypto, ig im just gonna try it out. what do u guys think? worth it for a small business??
I use MetaMask to hold crypto but when it comes to paying for everyday stuff, it still feels unnecessarily complicated.
Would be nice to just keep funds in MetaMask and pay directly when needed, without having to send it somewhere else or cash out first.
For those who spend their crypto regularly, how are you guys doing it? Is there a simple setup you use?
Prediction markets are one of the few narratives this year I can't dismiss outright. Poly volume was real and now a cluster of on chain projects is lining up behind it.
Trying to work out if that's actually tradeable or just early noise.
Awkward part is that the two venues with real activity, both, have no token. So exposure means going down to the smaller on chain names and a decent share of those are a landing page and a Discord.
Among the ones with something shipped, an audit is about the most you can verify. Keeps surfacing in the binary options corner, which tells me where attention is pointed and nothing about whether the thing works.
So it's a bet on the narrative holding, not on a platform succeeding. Fine as a trade, just a different animal, and you're timing sentiment rather than adoption.
Below, are the best rates you can get for 1K, 10K, and 100K USD investments on fixed term/fixed yield principal tokens (PTs).
Consistently the same leaders every week for the past couple of months. Once again sUSD3, a first-loss/junior tranche for a private loan pool, operated by 3Jane, leads across all investment levels.
1,000 USD Investment Level Opportunities:
10,000 USD Investment Level Opportunities:
100,000 USD Investment Level Opportunities:
*Note: rates are calculated at time of publication and subject to change; limited to markets with > 2 weeks in duration and tokens at or above their peg. PT markets still have risk of loss from underlying stablecoin depegs.
I keep seeing APY used as if yield opportunities are directly comparable, but I’m starting to think the number tells me very little unless I also know where the return comes from and what has to go wrong for me to lose money.
Once I started comparing RWA vs over collateralized lending the difference became even harder to ignore.
1. LP yield
I can earn trading fees, but the result also depends on range management, impermanent loss and the price movement of both assets a 15% displayed APY does not necessarily mean I end the year 15% ahead.
2. Overcollateralized lending
Here I’m looking at borrow demand and interest paid by borrowers, but I also have oracle risk, liquidation shortfalls, bad debt and smart-contract risk return can look simple while the protection mechanism underneath it is doing a lot of work.
3. RWA / business lending
This seems different again the yield can ultimately depend on a real business making its payments, while the downside moves into borrower default, collateral quality, legal enforcement and how long recovery takes.
Liquidity can also be very different if the loan has a fixed maturity.
4. So what am I actually comparing?
Two strategies can both show 10% APY while one exposes me to impermanent loss, another to liquidation-system failure and another to business credit risk.
I’m starting to think source of yield, path to loss and exit liquidity are more useful comparison points than APY itself.
Hi r/defi. We're unflat, a two person team out of Milan. We're building a savings app for European users on top of Morpho.
What it is: you deposit USDC, funds go into overcollateralized lending vaults on Morpho, interest accrues every second, non custodial, no lockup, withdraw anytime. Net APY has been in the 5 to 7% range depending on the market.
The uncomfortable part: our users think in euro, but EURC vault liquidity is still too thin to route real deposit flow into. So today deposits are USDC and a European saver is carrying EUR/USD exposure whether they think about it or not. We'd rather say that out loud than bury it in a FAQ. EURC goes in when the vaults can take real size.
Why we're posting here: we'd rather get taken apart by people who actually read vault parameters. Ask us anything: vault selection and collateral concentration, why Morpho and not Aave, the fee, custody.
We'll be around today answering everything, including the unflattering ones.
Hi folks just considering defi instead of the fintech’s scams which can freeze your funds any time.
What would be the “safest” setup in defi with a connected Visa card?
Sorry if I’m making it to simple but these are the very first steps for me in this field.
Hey defi supporters!
If you're going to choose only one self-custodial wallet, which would it be, why?
These days, there are a lot of wallets popping up, showcasing various features like: we have better security, our wallet process transactions smoothly than the others, ours have physical card so that you can use it in web2...etc.
These being said, what features do you look at or looking forward to see in Web3 wallets?
Has anyone here used Webacy’s Depeg Monitor or any similar stablecoin depeg warning tools (for USDC, USDT, or DAI)?
Are they actually reliable? Do they give useful warnings before a depeg, or mostly react after it starts?
I am looking to make a depeg safety layer to my algorithm, where it will immediately stop all actions and have some safety measures when it get a signal of a possible depeg.
What are you building or looking to take a position in? Let us know in the comments!
Wallets used to just hold and send crypto.
Now you can hold stablecoins, swap, earn yield, access DeFi, move money globally and spend directly from your wallet. If I can get paid in USDT, keep it self-custodied and spend it without cashing out first, how much do I need a bank account for?
Are wallets quietly becoming the new financial super apps?
for those who are not familiar with the concept
Risk tranching has been picking up in DeFi lately, mostly through protocols like Royco and Strata. the idea is you take one yield source and split it into two tokens that have different claims on the returns and different exposure to losses.
Senior puts in most of the capital and gets a lower but steadier yield. In return it gets downside protection. junior puts in less capital and eats losses first. It earns more for two reasons: senior pays it a cut of its yield as a risk premium, and junior is effectively levered, since a smaller stack is earning on the whole pool.
Say a vault has $100, $80 senior and $20 junior. if the vault loses $10, junior eats all of it and drops to $10. Senior is untouched at $80. Senior only starts taking losses once the damage goes past $20 and junior is fully gone.