▲ 105 r/MiddleClassFinance
How do you set actual financial goals that arent just "save more money"? I feel like Im saving randomly with no target.
my wife and I both work, combined about $120k. we have a 6 month emergency fund, both contribute to our 401ks, no debt besides the mortgage. on paper were doing fine.
but if you asked me "whats your financial goal" I honestly couldnt give you a specific answer. its just "save more" and "invest when we can." we dont have a number or a deadline for anything. it feels like were on autopilot but I have no idea if autopilot is taking us somewhere good.
how do you guys set real financial goals? like actual numbers and dates, not just vibes?
u/Taimuar — 7 days ago