u/TangeloBroad5469

Got two growth accounts to funded plus lightning account all active!

https://preview.redd.it/3wiqaocm801h1.jpg?width=1654&format=pjpg&auto=webp&s=7aa06a54aab67f8c109dbd735f8e8d43349c0e6b

Very excited! I went through 3 growth accounts and today got 2 of them funded(blew one as i forgot to add it to copy trading due to delay in getting in activated and was chasing it to catch the others...dumb i know). I now have 3 accounts (have a lightning account) and im in survival mode from here on out! Man going from day trading Options to Futures is the best decision I ever made....

reddit.com
u/TangeloBroad5469 — 8 days ago
▲ 4 r/CRedit

As of April 2026, VantageScore 4.0 is officially authorized for use in mortgage underwriting by Fannie Mae, Freddie Mac, and the FHA, ushering in a new era of credit scoring competition. Lenders can immediately use this model, which is designed to be more inclusive by incorporating rent and utility payment data.

Key 2026 Updates & ImpactImmediate Implementation: The FHFA (Federal Housing Finance Agency) announced that Fannie Mae and Freddie Mac now accept VantageScore 4.0, fulfilling the 2018 Credit Score Competition Law.FHA Approval: The Federal Housing Administration (FHA) now permits lenders to use VantageScore 4.0 for FHA-insured loans.Increased Access: VantageScore 4.0 is expected to approve an estimated 5 million more borrowers, including renters with limited traditional credit history.Better Predictive Power: Studies indicate VantageScore 4.0 outperforms older models, capturing 11.2% more mortgage defaults and identifying more creditworthy borrowers.Market Competition: This shift breaks the long-standing monopoly on mortgage credit scores, introducing competition against FICO 10T, which is also scheduled for future adoption.

reddit.com
u/TangeloBroad5469 — 18 days ago

So I went with Tradeify's Lightening Funded account and I'm about $400 off from the 3k minimum profit before I can get my first payout. My question is to those of you who did their payout method through Rise, is it best to go through bank or crypto? What is the usual wait times for both? Im only asking because I keep seeing that Bank Transfer are a hot mess through Rise. Some people even waiting up to one month before it clears to their bank. I do have Coinbase for crypto transfers as an option.

reddit.com
u/TangeloBroad5469 — 23 days ago