Trupanion is Useless
I have a Shorkie (Shitzu/Yorkie) who is 1.5 years old
I signed up with @trupanion 4 months ago beginning In March. In May I filed a claim because I went to the vet for vaccines and mentioned that my pup was having itching. They gave her an allergy shot and some prescription food in case it was food related. Filed the claim not expecting the vaccine to be covered but was expecting coverage for the allergy shot. Nope-denied for preexisting because she had itching in the past. It’s seasonal allergies or flea.
Next claim I filed was because she was having bloody diarrhea. That claim was denied —-WHY???Again preexisting because she had constipation in the past so all Gastrointestinal issues would denied!!!!
Puppies get into stuff all the time and is common that these symptoms could happen for various different reasons. Itching also could be allergic fleas etc. so that would never be covered.
I’ve paid over $500 vet bills plus monthly costs for the insurance.
So basically unless it’s something major there is no coverage.