How to get ahead, really need adivce
36 years old, 10 plus years in Japan, salary 270,000JPY yen per month, no savings, no debts, living costs around 120,000 / month. From the USA originally. Pension is a scam. How do I save for the future here? I'm thinking lately if my whole life was a waste, salaries have just not gone up but somehow everything else has, pension, I pay it every month but if I'm lucky I'll have payments of maybe 40,000JPY at this rate. What do people recommend to save for the future? How do people save? how do people move money? I feel so screwed when I think about my future out here, its honestly scary. Any advice for the money routines you are in would be helpful to me, thank you