![[GA][ALL] SB 406 Section 7 Effective Today covering Notice to Pay, Itemization, & Judicial Review](https://preview.redd.it/yj5kqg8fcoah1.png?auto=webp&s=752a92889808e83feaeab1a0ae1663b06cdada22)
[GA][ALL] SB 406 Section 7 Effective Today covering Notice to Pay, Itemization, & Judicial Review
TODAY IS DAY ONE. As of July 1, 2026, the first protections under SB 406 (O.C.G.A. § 43-17A), Georgia's Property Owners' Bill of Rights Act, are now in effect.
For qualifying legal actions filed on or after today, an HOA cannot collect or be awarded attorney's fees from a homeowner unless it first:
1️⃣ Sends written notice by certified mail or statutory overnight delivery identifying the outstanding fines or delinquent assessments.
2️⃣ Gives the homeowner 30 days after receiving that notice to pay.
3️⃣ Provides an itemized list of the attorney's fees being claimed.
4️⃣ Has a judge review those attorney's fees for reasonableness before awarding them.
For years, many homeowners have faced attorney's fees with little notice, no itemization, and limited judicial oversight. Beginning today, that changes for qualifying legal actions filed on or after July 1, 2026.
And this is only the beginning.
On January 1, 2027, the remainder of SB 406 takes effect, including:
• HOA registration
• Expanded access to association records
• The state complaint process
• Payment priority & acceleration rules
• Higher foreclosure thresholds
• Additional homeowner protections
This law was years in the making. Now it's time for Georgia homeowners to know their rights and use them.
Share this with every Georgia homeowner you know.
Our Rights. Our Property. Our Fight.
#WeTheHomeowner #SB406 #OCGA4317A #GeorgiaHOA #HOARights #PropertyOwnersBillOfRights #HOAReform #KnowYourRights #Homeownership #WeTheHomeowner #ProtectHomeowners #GeorgiaLaw