u/TheImpressiveRock

Compared car insurance quotes for the first time in years

Spent the last two weeks trying to figure this whole thing out and shopping around for a better rate.

My agent kept telling me that $750 for six months was the best deal available. (I was paying $660 before that) Maybe the commission was just better on that quote. 😂

I filled out a bunch of online quote forms. They'd show really attractive prices at first, but by the time I got to the actual checkout, the premium somehow jumped to $650–700.

A few days ago I tried yet another comparison service. Filled out my info, got a call back, and ended up getting coverage for $440 for six months.

Honestly, I think I'll be shopping around every six months from now on. Switching was totally worth it.

AMA.

reddit.com
u/TheImpressiveRock — 4 days ago

I have a conspiracy theory: being a loyal customer is the most expensive mistake you can make.

This applies to internet providers, phone companies, streaming services...and especially car insurance.

Every year I get a renewal notice that's somehow higher than the last one.

No accidents. No tickets. No claims. Nothing.

I've reached the point where I honestly wonder if insurance companies assume most people are too busy, too tired, or too lazy to question it.

"Eh, they'll complain for five minutes and pay it."

Because that's exactly what I've done.

For years.

Please tell me I'm not the only one.

How much has your auto insurance gone up over the last few years?

reddit.com
u/TheImpressiveRock — 22 days ago