r/Insurance_Companies

Car insurance company you see likely sticking to in the coming years? (US)

I hope you already got the idea from the title. If you still didn’t, I want to switch from my current to something that the reddit community deem to be be͏st car insurance company. So sh͏are your experience guys! P.s. I am based in new orleans, loiusiana.

reddit.com
u/DaniellePearce — 1 day ago

Homeowners Insurance - Beware of "premium discounts"

When Amica or any insurance company offers you a "discount" for paying in full, that means they are actually charging you a premium finance charge if you don't pay in full. They call it a discount but actually it's the opposite - it's all marketing bs. They offered me an 8% discount for paying my homeowners premium in full. In the real world, that means they would charge me 8% more on my homeowners premium to pay it over 10 months. In my case that was almost $750 - PER YEAR! You've got to cut through the marketing bs and call insurance companies out on this stuff.

reddit.com
u/No-Highlight-8891 — 3 days ago

What frustrates you the most as an insurance agent?

Being an insurance agent right now looks genuinely exhausting

Bought leads that do not convert

Clients leaving for a cheaper policy without even a call

Drowning in paperwork when you should be out selling

But I want to know what people inside it are actually dealing with day to day Not what is just noise

I am a student doing research on this space

Honest disclaimer : I am also trying to figure out what kind of service to build once I graduate

So if you are an insurance agent, what is the one problem you wish someone would just come and solve for you?

reddit.com
u/Late-Work5263 — 5 days ago
▲ 3 r/Insurance_Companies+1 crossposts

Insurance Broker Quoting me but can’t see the company?

So I’m shopping around car insurance for my wife and I (first time), and I call a local broker to compare quotes for me. She gives me three different quotes, one higher than what I pay now so we scrapped that, one barely lower (gave me the companies name), but on the lowest premium she said she’s not able to see certain companies names when comparing quotes. She said this can be normal and is not a red flag, should I be worried or shop elsewhere? Thanks!

reddit.com
u/UsefulTumbleweed3022 — 10 days ago

Mobile home insurance France -

Afternoon

We are really struggling to find an insurance for our mobile home located on a site in France. We rent it out for 10 weeks and the other 40 weeks is residential.

We are not strong enough French speakers to phone so looking for a online company.

We have come up against we dont have a French bank account, the company dont cover mobile homes or the company dont cover rental properties.

Any ideas 😄

reddit.com
u/LifeIsHardEnjoy — 10 days ago

Common reasons renewals get delayed in insurance agencies — and how proper follow-up systems prevent them.

One thing I noticed supporting insurance agencies remotely: renewals rarely get delayed because of overloaded admin work and agents juggling lead generation, closing clients, and paperwork all at the same time.

A simple renewal tracking process changes everything:
• Follow-up timelines
• Clear ownership
• Organized remarking
• Prioritized accounts
• Consistent client communication

Good systems reduce stress for both the agency and the insured.

reddit.com
u/FanDependent3316 — 15 days ago

Thoughts or experiences with Kin Insurance home insurance?

Shopping arround for a new home insurance carrier and thinking of going with them for home insurance, I've seen them in ads and such before but I'm asking to see if anyone has any experiences with them or used them before or anything of the sort.

Would you recommend them? Are they good?

Any experiences or thoughts would be very helpful.

reddit.com
u/jumpDefendRoyal7530 — 15 days ago