r/Insurance_Companies

How can I lower my car insurance?

I’m relatively new to driving in the US and live in Newark, Delaware. I currently have GEICO, but my insurance feels way too expensive, so I’m trying to shop around.
For people in Delaware:

Which insurance company has been the cheapest for you?
Has anyone switched from GEICO to Progressive? How was your experience?
Any tips for lowering insurance costs?
Are there any discounts or companies that are particularly good for people without a long US driving/insurance history?
Any recommendations would be really appreciated!

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u/Dizzy-Strawberry6018 — 11 days ago

Life insurance: switch agency or go independent ?

Hi im looking into joining a new agency or pursuing independently and eventually building out my own team.

I wanted to get your advice on both sides.

Currently I’m signed to an agency but from my understanding if I want to leave I keep my books and there’s no like hold for me to move on.

I’m located in Florida and got licensed a year ago.
I’m a solo mom, I have no family - village or anyone/thing for support so I’m really trying to grow in this field and then help other moms in the same situation as I am.

I’ve seen a lot of the pros and the cons of each side but I feel stuck on what I should do if I go to another agency that has better mentorship or if I go through the “hassle” of going independent and form a team.

If you have an agency of your own or one you recommend pls leave a comment or dm me or if you’re an independent broker

Let me know your thoughts!

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u/ugcmami — 11 days ago

Has anyone actually gotten a human on the phone at State Farm lately?

My claim has been open since April. I get a different specialist every time I call and each one asks for different paperwork that I already sent. It feels like they are just running out the clock until I give up. Is this how it works for everyone or am I doing something wrong?

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u/c-white3722 — 14 days ago