u/TheSilent0bserver

I generated a lounge access QR voucher through the TFS website, but I wasn’t asked to select any travel date during the process.
However, the voucher shows the booking date as 4 October 2026 (today).

My flight is on 7 October 2026. Will I still be able to use this QR code on my travel date, or is the voucher valid only for the date mentioned on it?

Has anyone recently used a TFS lounge QR voucher? Do we need to generate it on the actual travel date, or is it valid for a few days?

Any help would be appreciated. Thanks!

Hi everyone,

I’ll be filing taxes for the first time and would really appreciate guidance from experienced taxpayers and CAs here.

For FY 2026–27, my expected income is:

- Salary income: ₹11 lakhs
- Income from selling digital products: ₹4 lakhs

I also have an education loan, with annual interest payments of around ₹1 lakh.

I’m trying to understand:

1. Whether the old regime or new regime would be better in my case
2. How to legally optimize my taxes
3. Whether I should structure/report my digital product income in a particular way
4. Any other tax-saving suggestions I should consider

I also have some flexibility to modify my salary structure for tax-saving purposes (allowances, reimbursements, etc.), so suggestions around that would be very helpful too.

Would really appreciate any advice or pointers. Thanks in advance!