u/ThinkingFully

▲ 1 r/CRedit

Closed my oldest credit card and FICO score went down 1 point. 🙃

I am passively curious why it went down 1 whole point. That card didn’t even consume 1% of my total credit limit. Ideas to why? Perhaps some algo was affected?

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u/ThinkingFully — 1 day ago

Capital One credit limit increase after cancelling card.

I cancelled my Quicksilver three days ago. I hardly used it and the impending upgrade is useless as well. I had the card for 6 years with a $3000 credit limit. Ironically, my Capital One Spark Cash (which currently set to stay as Mastercard) got a $3000 CLI. You can’t transfer personal limits to business manually. Is this a coincidence or intended?

reddit.com
u/ThinkingFully — 3 days ago