Merging HENRY finances + debating a prenup
My partner and I (both HENRY) are getting married and starting the exciting but daunting task of merging financial lives.
Background: we each make comparable salaries ($200-250k) but one of us works for a public company (RSUs with some growth potential) and one of us for a private investment firm (cash bonuses and illiquid investment opportunities). All in we each make $550-750k, so roughly $1-1.5M in aggregate. We each have current NW of ~$1.5M but one of us is more illiquid albeit with higher long term growth opportunities (some of the investments have appreciated and are sunsetting with clear line of sight to liquidity).
It’s important to both of us to truly merge finances, and we have similar philosophies about saving/investing and spending. I have considered a prenup, simply because I’m proud of what I have built for myself and am a “planner” despite of course never wanting to get divorced… but it feels silly asking for a prenup when we’re currently in VERY similar financial situations; with the exception of investment returns.
Thoughts? Ways to think about a prenup while also planning for a long committed marriage?